As the housing market began to slide three years ago, my wife we began to sense that we were losing our places. As people lose the value they always believed they been in their homes, their options in astounding to qualify for loans begin to freeze up too. The worst part for us was, individuals were in real estate business, and we got our incomes to help seriously drop. We never imagined we’d have collection agencies calling, but call, they did.
Your end, we had to pick one of two options – we could apply for bankruptcy, or there were to find an easier way to ditch all the retirement income planning we have ever done, and tap our retirement funds in some planned way. As get guess, the latter is what we picked.

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Yes and no.
