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4) Have you about to retire? Any amounts withdrawn from a retirement plan before your 59 1/2 are cause to undergo early withdrawal penalties plus it’ll be treated as regular taxable income. No early withdrawals!
I then asked her to bring all the documents, past and present, regarding her finances sent by banks, and the like. After another check which lasted for nearly half an hour I reported that she was currently receiving a pension from her late husband’s employer which the taxman already knew about but she’d failed to report that income in her own tax kind. She agreed.
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